Paytm Credit Card Bill Offer: Flat ₹50 Off on ₹1,000

Paytm is handing out a ₹50 voucher that works on credit card bill payments, but you have to earn it with a small payment in another app first. Pay ₹40 towards a card bill in Airtel Thanks using Paytm UPI, and a scratch card with the voucher lands in Paytm. Used on a ₹1,000 bill, it brings the amount down to ₹950.

Who can use it

Anyone with Paytm UPI set up and the Airtel Thanks app installed. The offer is reported to work across Paytm accounts, old and new.

Is it worth it?

It is a 5% saving on a ₹1,000 bill for about two minutes of work, and the ₹40 you pay first still goes towards your own card dues, so nothing is lost. On bigger bills the saving stays at ₹50, so split it mentally as a flat ₹50 rather than a percentage.

Tips to make sure it works

Pick Paytm UPI by name on the Airtel Thanks payment screen. Paying with a different UPI app is the usual reason the scratch card never shows up. Once the voucher is in Paytm, apply it on the checkout screen of the card bill payment and confirm the payable amount has dropped before you approve the payment.